Have no doubt about it - phishing is a scam, although one of the newer ones, that tries to lure your hard earned money right out of your wallet. And technically it's a well-done scam, that makes use of peoples trust in legal enterprises.
The essence of phishing is that the "robbers" make use of false homepages, that look just like a trustworthy homepage complete with logos and everything. The same goes for the spam mails, that are used to lure the potential victims to the false homepage.
Unfortunately there will always be criminals, who will try to get what is rightfully yours. It has been that way ever since mankind started putting values on things and increasingly since the introduction of payment for goods and services.
If you need protection against phishing, spam and identity theft for your home/office PC or you want to protect a server against phishing and spam, you have come to the right place.